Cell phone policy: Please be courteous and leave your cell phones and other electronic devices off while class is in session. We will have a zero tolerance policy towards texting, net surfing, listening to music, ringing phones, etc. If you cannot agree with this policy, please switch to a different finance class.

Fragrance sensitivity: I am bothered by fragrances (cologne, perfume, flowering trees, etc.) so if you remember, please keep the fragrance usage to a minimum when in class and visiting me in my office. Thanks for the consideration. 

Marsh Article; Investors Losing Ground; Irene